Give Your Employees The Very Best:
A Down Payment Boost
The Down Payment Boost
Consider adding it to your employee benefits plan.
Book a call
Find out how it all works!
See how it works
1000s of Ontarians trust Buy.ca and our partners.
Attract Talent
Competitive benefits draw top candidates, enhancing the company's appeal.
Reduce Turnover
Better benefits lead to higher retention, lowering hiring and training costs.
Increase Productivity
Supported employees are more engaged and productive.
Foster Loyalty
Employees value employers who care about well-being, increasing loyalty.
Increase Company Reputation
Companies with great benefits enhance their brand image.
A Benefit Your
Employees Will Love!
Buy.ca has brought together real estate industry leaders and
innovators as part of The Down Payment Boost
Buy.ca
Canada's Most Powerful Real Estate Platform & Innovative Home Buying Solutions.
Perch
An industry-leader in digital mortgage solutions, with over $250M in mortgages funded to date.
Ownright
The fastest growing digital legal closing service, serving 1000s of Canadians every month.
Nava Wilson
Recognized as one of the top 1O law firms in Ontario for the past decade by First Canadian Title Insurance.
Down Payment Boost
A Breakdown of the Benefit For Your Employees
Commission as Down Payment
We turn 1.7% of our commission into a Down Payment Boost
Interest Rate Buydown
Through our mortgage partner Perch, we also reduce mortgage rates by up to 0.25% saving them thousands over the life of their mortgage.
Transparent Closings
With our legal services partners Ownright and Nava Wilson LLP, we offer your employees the options for digital closings and traditional law firm closings, for a low flat fee.
Help Your Employees Save For TheirDown Payment
Property Price -$900,000
Minimum down Payment - $65,000
$18,000
Buy,ca Down Payment Boost
$47,000
Their contribution after The boost
For a $900,000 home, we'll add $13,500 to your employee's down payment. Plus, they'll save up to $36,323 on their mortgage over time.
Buy.ca Down
Payment
Boost
$18,000
Help your employees get a Down Payment Boost
Mortgage
Interest
Savings
$36,323
They'll save big on their mortgage with Perch Mortgages' access to the best mortgage solutions and rates available.
Total Savings with Buy.ca
$54,323
How it works
Unlocking Their Future
The Power of a Down Payment Boost
How it works
Unlocking Their Future
The Power of a Down Payment Boost
Consult
A Quick Consultation
They'll find out how much down payment assistance they qualify for (i.e. 1.7% of the buying commission), and move forward with a clear idea of what their buying power is.
Pre-Approval
Securing A Pre-Approval and Getting Ready to Buy
They upload the required documents and get their mortgage pre-approval within 24 hours. This involves just a soft credit check and means no impact to their credit score.
Negotiation
Maximizing Their Savings While Sealing The Deal
Once your employee has identified the perfect property, their dedicated Buy.ca agent will expertly negotiate and finalize the deal on their behalf.
Finance
Financing Their Mortgage With Ease With Perch
We know that mortgages are not one-size-fits-all. We work with industry-leader Perch Mortgages to explore options beyond banks.
Close
Working With A Lawyer To Wrap Up The Final Steps
We help your employees coordinate with a skilled real estate lawyer to navigate the final steps and legal aspects of their transaction.
Your employees can join the thousands of happy buyers who have already enjoyed significant savings with Buy.ca and our trusted partners!
Read more reviews
“Our experience with Buy.ca has been absolutely amazing. I did have all my savings to go towards my down payment but with the Down Payment Boost
Tony & Kejsi
“Working with Alex Leduc at Perch was an absolute pleasure. He was kind, courteous and speedy with his reply’s. He helped us through every step of the process to get our mortgage right. I would highly recommend Perch to anyone who feels uncertain about the mortgage process.”
Luke Bradshaw
“It was our third time moving and Ownright was the best legal service for us. We are doing a same day closing for both purchase and sell. And they keep us updated with notifications and prompt response when we need. We never be this easy for purchasing property. Their online services are great and their service fee is very reasonable compared to the service we got!”
Youngwon
Read more reviews
Frequently Asked Questions
We're here to help!
Feel free to reach out one of our friendly team members with any questions you may have, and we'd be happy to address them.
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